Loans by Suzette is an independently owned, full-service mortgage brokerage firm that provides a complete range of residential and income property financing options. The firm is headquartered in Laguna Beach, California, with an additional office in Beverly Hills, California, and handles financing all over the state via their partnership with many of the nation’s leading lenders. LBS analyzes these offerings to determine the best type of financing for each individual. Prior to recommending loan options, detailed information is gathered about the client’s particular financial situation and goals, and Loans by Suzette then recommends solutions that meet specific needs, often saving clients tens of thousands of dollars over the life of the loan.

The commitment to serving the client with the highest level of professional service by taking advantage of all recent technological innovations, and also offering a personal touch, is what sets Loans by Suzette apart. The staff is extremely experienced and is able to handle a large volume of transactions efficiently while maintaining excellent customer service. The majority of LBS business traditionally focuses on the complicated financing of self-employed and high-income borrowers and luxury properties. Business managers, CPAs, Realtors, Financial Advisors and past clients trust Loans by Suzette with their own clients as well as their family and colleague referrals. The LBS average loan size exceeds $1,000,000, thus there is a level of experience in the jumbo loan market rarely found at other firms. Investors appreciate the superior quality of the loans with high credit scores and stable income which translates into a lower delinquency rate.  In many instances, this allows special discounted pricing, which is passed onto their clients. Let Loans by Suzette chart you a clear path through the complicated road of mortgage finance. You have a friend in the mortgage business you can trust.



Suzette Lipscomb is a mortgage finance expert with nearly three decades of real estate lending experience. She founded Loans by Suzette 22 years ago after 11 years of highly successful mortgage origination and senior management experience. Prior to opening her own company, she was Chief Operating Officer of a nationwide mortgage bank that operated conventional, FHA and alternative lending solutions. As Senior Vice President of National Mortgage Corporation, Suzette opened and staffed the western five states of this large wholesale lender. Prior to this, she started and ran Kentwood Financial, an Alternative Products Division of a California based lender, which was later sold for in excess of $100 million dollars. Her career began with California Federal in 1987 where she was responsible for single and multifamily originations in the most exclusive neighborhoods of Los Angeles and was frequently recognized for her outstanding production by winning top producer awards and sales contests.

A serial entrepreneur and a third generation contractor, real estate is part of her genetic makeup. Her father began to teach her how to build houses when she was only 10 years old. Later, she studied liberal arts and was awarded a Bachelor of Science degree in Economics from UCLA. Since that time, she completed many advanced degree courses in the fields of real estate, finance, business, and law. In addition, she holds the following licenses:

  • CA Bureau of Real Estate Broker’s License #01159813

  • NMLS License #341380

  • CA General Contractor’s Class B License #1024190

Additional Areas of Expertise

Suzette is a consultant for other financial firms, an expert witness in the area of real estate finance, and is a sought after public speaker who donates her time and money to several organizations. She has even appeared on Fox 11 Evening News. In her spare time, she travels extensively and writes and photographs for a variety of magazines. Her published articles can be found at

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