All Types of Loans for All Types of People

Welcome to Loans by Suzette. Here you will find many reasons why you should use us to finance your next purchase or redo an existing mortgage.

Suzette Lipscomb has personally financed over $500,000,000 worth of home loans in her career. When you add to that number the volume of people working directly for her, she has been involved in financing close to $1,000,000,000 worth of mortgage loans over the last 17 years.

There are several reasons to let Loans by Suzette handle your financing, some of which follow.

• Excellent Customer Service.
• Great Rates.
• Wide Selection of Products.
• Efficient and Knowledgable Staff

If you let us arrange your financing, you will find out why a large majority of our clients (over 80%) become repeat customers. Don't delay. Rates are moving. Give us a call to find out more about our experience, the product line and how we can help you.

FORMS

Our goal is to make the process as easy as possible for you. Please download your Loan Application Form right from our site. You will need the Adobe Acrobat Reader in order to do so. In the event the Acrobat Reader is not yet installed on your system, it can be downloaded here free of charge.

Loan Application

• Complete Loan Application (4 Pages) updated 9/06
  

Loan Disclosure Forms

• Disclosures Part One (7 Pages)
• Disclosures Part Two (1 Page)
  

As an alternative, please feel free to e-mail us or give us a call at 1.888.SUZETTE. We will fax or mail you the necessary forms immediately.

References

Here's what people are saying behind my back!

"I would like to tell the rest of the refinance-searching world about my successful experience with Loans by Suzette. The firm was recommended to me by a relative, but I was still hesitant, since it was not a local business, and I worried about long distance communications getting in the way of sealing a deal. They reassured me that through fax machines and email, my loan would be handled as efficiently as if I were next door. It proved true!

Everything was done quickly and easily. After a credit report showed one outstanding debt, Loans by Suzette helped clear the problem and then proceeded, with minimal effort from me, to find me the lowest rates possible. They did all the work, setting up the appraisal, searching for the best loan, waiting for the best moment to lock in my rate. Before I knew it, I had a new loan at a much lower rate, and even though I switched from a 30-year to a 15-year loan, I had lower monthly payments.

Throughout the process, I was treated politely and well educated about all my options. Once the papers were signed and notarized, I felt satisfied that I had obtained the best loan possible for my situation. I couldn't be more pleased."

Lisa C. Lee    

Recent Projects

Click image to view larger picture

Links

Here are some links that might be of interest to you.

myfico.com - Check your credit scores on-line

annualcreditreport.com - Free Credit Report

About Us

Suzette Lipscomb has affiliated herself with a top tier mortgage company headquartered in Orange County with access to many nationwide lenders, most of which are the most competitive in a given market.

She began her finance career shortly after graduating from UCLA with a Bachelor of Arts in Economics. She furthered her education by taking graduate level courses in the fields of real estate, general business, accounting and law. She started her mortgage career at California Federal's headquarters in 1986. Since that time, she has been a top producer, started a subprime mortgage company for a traditionally "A" paper lender, opened the western region of a large nationwide mortgage bank and securitizer, as well as managed multiple branch offices.

In addition, Ms. Lipscomb is a member of the following organizations:

• Laguna Board of Realtors
• California Association of Realtors
• UCLA Alumni Association
• Laguna Beach Chamber of Commerce

All of this experience adds up to better, more efficient solutions for you.

Over the last decade, the mortgage world has changed significantly. Competition has driven up loan to value ratios and product lines have expanded beyond the traditional portfolio lender guidelines. It is now possible to finance unique properties or less than perfect credit borrowers at much better rates and terms than were previously offered.

In addition, there are multiple types of first and second trust deed combinations that make financing higher loan amounts easier and cheaper. Please call us to discuss the options available in today's market. We will tailor a solution to meet your particular needs.

Ms. Lipscomb is a member of the Laguna Beach Chamber of Commerce as well as the Laguna Board of Realtors. She is currently serving as the Affiliate Secretary and contributes regularly to event planning, marketing sessions and charity fundraising for the Board.

Ms Lipscomb lives and works in the community of Laguna Beach and believes in giving back with time and money. She either volunteers/donates time or money to the following organizations:

• AIDS Project LA
• American Cancer Society
• American Lung Association
• CHOC Pediatric Cancer Research Fund
• Los Angeles Times Children's Camp
• Sourjourn (A Center for Battered Women)
• This Little Light (Children's Hospital Los Angeles)
• Union Rescue Mission

At the recent Taste of Charity event, Loans by Suzette was a proud sponsor of the very popular Mark's booth (view pictures).

Contact

eMail: click here

Phone: 888.SUZETTE (888.789.3883) or 949.376.9789
Cell: 714.423.0989
Fax: 949.376.3319

Mail : 430 Forest Avenue, Laguna Beach, CA 92651

As always, you will receive a prompt response to your query.